Vehicle License Plates:  New residents must apply for a Kentucky License plate within 30 days of establishing residency.  Registration renewal is required annually.  When registering a vehicle for the first time, you must make your vehicle available for inspection, show proof of insurance and pay a one time* useage tax equal to 6% of the retail value of the vehicle, a $12 transfer fee and a $15 tag fee.*Credit may be taken for usage tax paid in another state.  Contact: Chris Horn, Mercer County Clerk at 235 South Main Street. PH: 734-6310

Driver's License:  Persons with a valid out-of-state operators license, proof of residency (utility bill, rental agreement, etc.) and proof of insurance may secure a Kentucky Operators License by paying a issuance fee of $20. CDL, Motorcycle and other endorsements are extra.  No written test, eye exam or road test is required.  Renewal is required every four years or within 15 days of an address change.  Mercer County Circuit Clerk at 224 South Main Street, 2nd Floor, 8:00 AM to 4:30 PM M-F PH: 734-6308

Insurance:  Ky is a "no fault" state.  Kentucky Law requires drivers to carry liability insurance with minimum coverage of $25,000 for bodily injury (to one person) and $50,000 for all other persons injured in an accident plus $10,000 in property damage.  It is a criminal offense to drive without insurance.